Boat and Watercraft

Our Boat / Jet Ski Insurance Policies are flexible to meet your cost and coverage needs. You can protect your boat and passengers with a variety of coverages.

Coverages Include

• Your liability to others

• Medical payments

• Damage to your craft and related equipment

• Medical expenses for guests as towed water-skiers

• Damage in hauling or launching

• Loss of motor overboard

• Fire, lightning, explosion

• Sinking and stranding

• Underwater damage

• Theft

About The Policy

You can enjoy carefree cruising with our boat owners policy. The policy protects you anywhere in the territorial limits of the Western Hemisphere.* You, your boat, outboard motor, boat trailer, plus any equipment and accessories you wish to include,* are protected by your low-cost policy.
 

Plus...
 

• 30-day automatic coverage for newly acquired or replacement boats (that qualify under policy guidelines), motors and trailers.

• A variety of deductibles to choose from.

• An available discount if you have completed the Coast Guard Auxiliary "Safety and Seamanship" Course or the U.S. Power Squadron's "Boating Course."

• Includes coverage for scheduled trailers and equipment not permanently attached for up to to 10% of the hull coverage amount on your boat, at no additional cost.

• $1,000 per person medical expense for guest skiers ($2,000 per occurrence).

• A Boat/Home discount/credit may be available when you insure your boat and home with us.**

*Refer to your specific policy for the coverage's and exclusions. ** Not available in all states. Exceptions can apply.



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