• Texan Insurance

  • Menu
  • Our Company
    • Contact Us
    • About Texan Insurance
    • Companies We Represent
    • Meet Our Team
    • Testimonials
  • For Individuals
    • Home
    • Auto
    • Flood
    • Boat
    • Classic Car
    • Condo
    • Collector Car
    • Health
    • High Value Home
    • Life Insurance
    • Motorcycle Insurance
    • Renters Insurance
    • RV Insurance
    • Umbrella Insurance
  • For Businesses
    • Apartment Owners
    • Business Auto
    • Business Property Insurance
    • Commercial Auto Insurance
    • General Liability Insurance
    • Errors & Omission Insurance
    • Group Health Insurance
    • Lawyers Professional Liability
    • Liquor Liability
    • Professional Liability Insurance
    • Spa (Medical & Beauty) Insurance
    • Workers Compensation
    • Workmans Comp Insurance
  • Referral Program
  • Client Service
    • Billing Questions
    • Blog
    • Claims
      • Read This First
      • Contact Our Companies
      • Contact Texan Insurance
    • Free Account Review
    • Make a Payment
    • Policy Changes

Renters’ Insurance for Beginners

Written by Rahim Virani on 1/22/2013 10:45 PM . It has 0 Comments.
Let’s start the new year on the right track. You want to be healthy, you want to manage your finances, and you want to stay safe. But at the beginning of 2013 did you think about insurance? We had a mini-series about updating your existing policies, but what if you’re lost from the start? Don’t fret! From now until the end of January we will give you a blog for each insurance policy we cover. Let’s discuss why insurance is important and how it can help you. If there is a question you’d like to ask us, please write it on our facebook wall! Is there a term you don’t understand about insurance? How does a deductible work? What’s a claim? We will be here every step of the way this month to help you out as best we can Let’s start with the question do you need Renter’s Insurance? If you think you are covered by your landlord’s insurance, think again. In Houston you will need renter’s insurance to protect your belongings from theft, vandalism, fire, and other unexpected circumstances from the start of your contract. This kind of insurance assures that you are protected against damage or loss of personal property when you rent an apartment or house. Your landlord may have insurance that protects the physical building, but it will not cover your personal property. Some landlords require their tenants to purchase renter’s insurance prior to renting or leasing. If your landlord does not have insurance on the building, your renter’s insurance will cover damages to the building and act like homeowners insurance by helping you out during your difficult time.  It can help protect you in case of a liability lawsuit, protect the people on your property, and temporary housing if the building were under some situation left uninhabitable. Before you ask for a quote, be prepared! Gather all appropriate information before you pick up a phone and call a potential insurer for a quote on your apartment:
  • Your address (this will play an important factor in how much you pay)
  • The approximate age of the building in which you live
  • The square footage of your apartment or rented home
  • The number of bathrooms you have
  • The type of roof
  • The number of stories of the building in which you live
  • Your age (this also gets factored into ultimate cost)
  • An estimate of the value of all of your property (clothing, furniture, electronics, appliances, sporting equipment, televisions, etc...)
These factors help insurance agents calculate the amount of money you will be charged. For example, if you live in a shady neighborhood with lots of burglaries, have multiple bathrooms, an old building, and a flimsy roof, you can bet that you'll be paying slightly more than the average person for renters insurance.

Insure with us today, Be sure of tomorrow!

Possibly related posts:

  • What Homeowners Need to Know About Flood Insurance
  • Flood Insurance FAQs: Making Sure You’re Protected from Floods
  • Should I buy term life or cash value insurance?
  • Save a Bundle on Your Home Insurance and Auto Insurance With This Secret!
  • Boating Season Begins: Do You Have the Right Boat Insurance Coverage?

Comments

Got something to say? Join the discussion »

Leave a Reply

Click here to cancel reply

 [Quick Submit with Ctrl+Enter]

Remember my details
Notify me of followup comments via e-mail

  •  
  • Home
  • Rss Feed
  • Home Insurance (10)
  • Blog (40)
  • Insurance Premiums (0)
  • Insurance Premiums (1)
  • Insurance Tips (19)
  • Auto Insurance (9)
  • Independent Insurance Agency (1)
  • Insurance Bundling (2)
  • Flood Insurance (6)
  • Around Houston (14)
  • Boat Insurance (2)
  • Hurricane Season (3)
We want to protect what matters most to you.

Call us at 281-998-2500 for immediate assistance or get a quote online to find out how we can get you protected.

Get a Quote Today

Need more?

  • Home
  • Auto
  • Flood
  • Boat
  • Classic Car

Stay connected

Be informed on the protections we offer.
Find us on Facebook

Get the Latest

Shoutout

Call us at
281-998-2500

Email us at
info@texaninsurance.com
or visit our support page

Texan Insurance

Texan Insurance is an insurance company in Houston, Texas. We've put more than 28 years of protecting people like you with our services and customer service.

Free Account Review Find out if you're protecting what matters most to you. Claims We'll do our best to make your claim experience a smooth one. Policy Changes Has something changed in your life and you need to update your policy? Make a Payment Pay online by credit card or check.
  • For Individuals
  • For Businesses
  • Referral Program
  • Client Service
  • Our Company
  • Sign In
Texan Insurance
6161 Savoy Dr Suite 960 Houston, TX 77036
281-998-2500 http://www.texaninsurance.com/

© 1985-2019 Texan Insurance, All rights reserved. Made by Agency Revolution in Oregon