Full Coverage Insurance for Riders
To fully enjoy the freedom that riding makes you feel, you need to be free from worry about conditions outside of your control. Purchase a complete coverage insurance policy for your motorcycle from Texan Insurance to make sure you and your motorcycle are protected.
For example, if you purchase only the minimum level of liability insurance for your new motorcycle, your protection will be minimal. If your bike gets run over by a truck while it’s parked in front of a roadside restaurant and the truck doesn’t stop, liability coverage won’t replace your bike. For that you’ll need additional collision coverage.
And what if your motorcycle is stolen? For that you'll need comprehensive coverage which provides protection for theft (as well as protection for fire damage).
Texas Motorcycle Insurance Coverage
Other than the required liability coverage and the comprehensive/collision coverage just mentioned, there are a few more coverages you may want to consider:
- Uninsured/Under-insured Motorist- As a biker, your risk of being at fault in an accident is very low. However, the risk of you being hit is high. If you get struck by an inadequately insured motorist, this coverage will protect you.
- Custom Parts and Equipment- If you have custom equipment that exceeds $1,000, it may be protected under this coverage (amounts less than $1,000 may be covered under comprehensive).
- Roadside Assistance- This pays out if you have a roadside breakdown (run out of fuel or can’t start your bike, etc.) or need to be towed for repairs.
Harris County Motorcycle Insurance Pros
Obtain a no obligation quote for the motorcycle insurance coverages that best fit the way you want your bike to be insured. Fully cover your bike with the best insurance available.
Texan Insurance is Texas based. Because we are independent agents, we represent many insurance companies. We can help you receive the best coverage for the best insurance dollar value in the state.