Texas Homeowner Insurance Policy Gaps

Is your Texas homeowners insurance policy covering all you think it is? If it’s not, you could be in for a surprise that rapidly becomes shock in the event of a loss. Consider the following two scenarios:

  • The structure of your home gets severely damaged. In fact, the damage is so bad, that the contents of your kitchen are impacted. Your refrigerator, oven, dishwasher and some furnishings are totaled. You have Louisiana homeowners insurance from a reputable company. When you file a claim, you find that the actual structure of your home is fully paid for and restored to its pre-accident state.

    However, the contents of your home are insured at actual cash value, not replacement value. This means the insurance company depreciated the items and you’ll be paid for less than it costs to replace them.
  • There’s a flood where you live. It’s only when you go to file a claim on that ruined carpet that you discover damage caused by flooding is not covered by your homeowner’s policy.

Texas and Louisiana Homeowner Gap Insurance Veterans

Complete the simple form on this page for a homeowner’s insurance quote.

After we receive your information, we’ll contact you to discuss potential gaps in your coverage. We don’t want you to ever be in a scenario like those mentioned above. Plus, in addition to those, there are several other areas of potential coverage gaps that we can point out for you. They include dollar limits as well as coverage holes.

Texan Insurance has been family owned and Texas-based for over 25 years. We know and understand the homeowner’s insurance in this area. We’ll make sure you receive the protection you need for your peace of mind and your pocketbook!

Texan Insurance
2501 E Sam Houston Pkwy S
Pasadena, TX 77503
(281) 998-2500