A Package Deal for Houston Homeowners: Bundling Your Home and Auto Insurance
We here at Texan Insurance have a lot of wonderful clients in the Houston area who trust us to insure their homes. You might be one of them, and if so, you already know that we’re dedicated to providing the best customer care and policies tailored to your individual needs.
What you might not know is that we also offer specific policies designed to protect a wide variety of assets:
- Recreational Vehicles
- Classic Cars, Collectible Cars, and Daily Drivers
- Vacation Homes
- High-Value Homes
- Rental Homes
Perhaps you did know but were unaware of the benefits of linking of these policies with your homeowner’s insurance, a term we call “bundling”. Here are some of the benefits you’ll enjoy when you bundle your home and auto insurance with your Houston insurance company:
Bundling Home and Auto Insurance Creates Cost Savings
Bundling isn’t just about reducing the number of bills you need to keep track of; it’s about making those bills less expensive and taking advantage of other opportunities to save money.
Bundled policies provide overall savings of as much as 20% in premium fees, but imagine for a moment that your home is destroyed by a fire, along with the cars in your garage. Your bass boat or motorhome, parked close by, might also suffer damage.
If you’ve combined your policies, you might be able to combine deductibles, saving you thousands of dollars and a great deal of stress!
We’ve heard stories where undamaged assets had to be liquidated—at a loss—to cover deductibles on primary homes, another reason why bundling home and auto insurance can save money and protect all your important valuables.
And we know as well as you do how important that bass boat is to your well-being when times get tough.
A Bundled Policy Provides Convenience
As your Houston insurance company, we set the bar high for customer care, which means that we recognize that each of our customers is an individual with their own interests, lifestyles, and assets. When you need to file a claim, you don’t want to have to chase down multiple insurance agents to help you get your life back in order.
You want an insurance agency that understands all your coverage needs and will be with you every step of the way to help you get the most of your claims and any overlapping coverage. Our agents are your advocates, and we work with insurance carriers who have the best available options for your individual needs.
Having said that, it’s also nice to have one less bill to pay!
Bundling Insurance Allows For Customized Coverage
Your Texan Insurance agent can help you identify gaps in your coverage and fine-tune your policies as your life takes new paths. Off-the-shelf, à la carte policies do not. When the chips are down, you want the person at the other end of the line to be someone you know and trust, someone who knows you… not someone who couldn’t even find Houston on a map, much less understand variables that affect local policyholders!
Houston home and auto insurance policies should cover most of the scenarios we’re likely to face, from fires and floods to fishing boats and family health plans.
- If you plan to tow that boat behind your RV rather than your truck for the better part of a summer, which policy will provide the best coverage if both are damaged in an accident?
- If you want to rent out your home while you’re on that summer trip, what kind of supplemental insurance should you consider?
- If you lease a summer home or a cabin during hunting season, or if your daughter is renting an apartment near her college campus, can you get less expensive renter’s insurance if you also carry a homeowner’s policy?
Last but certainly not least, your most important asset is yourself. We offer health and life insurance policies to protect you and your loved ones.
Customer care is a core value at Texan Insurance, and we know its value to policyholders when they have questions about their coverage and claims. We’re here for you when you need us most.
Why Is Bundled Insurance Cheaper?
Let’s face it: Insurance carriers and agencies know that homeowners tend to be more stable and responsible, and therefore more likely to maintain and renew their other coverage plans. This reduces administrative and marketing costs and lowers risk for insurance professionals and the industry as a whole. These savings offset the discounted insurance products.
On a more personal level, your insurance agent knows that when his customer experiences the benefits of bundled coverage and quality service, he’ll be a loyal customer for years to come, providing confident referrals.
There’s no catch; combining your insurance policies with a Houston insurance company is a win-win situation, especially if your homeowner’s insurance policy is part of the bundle.
Trust Us for Individualized Plans and Customer Care
Texan Insurance: Lone Star personal service with a local flair. Our goal is to go the extra mile to treat our customers with the guidance and care that we’d give our neighbors, friends, and family. Contact us to find out how we can put together a multi-policy coverage plan that is custom-built just for you.