On the Road with

Peace of Mind

Get a Quote Today

Enjoy the Freedom of the Open Road Without Worry

Whether you’re taking a weekend drive on a country road or making your way through a major Texas highway, you chose a motorcycle to enjoy the freedom and fun a bike provides. Making sure that you have the right insurance in place will let you make the most of your experience, worry-free.

What Does Motorcycle Insurance Protect?


The right motorcycle insurance policy will protect you and your motorcycle in the event of an accident. It can also protect you against theft, vandalism, or damage that could occur outside of a driving accident, like another vehicle hitting your bike while it’s parked.

Accident

Theft

Vandalism

Damage
TEXAN INSURANCE CAN PROTECT ALL SORTS OF RIDES INCLUDING

Cruisers

Sport Bikes

Tour Bikes

Mopeds & Scooters

Dirt Bikes

What Is Liability Coverage for Motorcycle Insurance?
Liability coverage is required in nearly all states. Liability coverage can be divided into two limits:

Bodily Injury Coverage

This coverage will pay for injuries suffered by others for acci- dents you cause. Your policy will set limits for how much can be paid to each person injured and a total for the entire acci- dent.

For example, let’s say that your limits are set to $50,000 per person and $100,000 total. If you cause an accident that injures three people, and person A’s medical bills are $25,000, person B’s are $40,000, and person C’s are $20,000, you’re covered as each falls below $50,000 and the total is $85,000, below the $100,000 limit.

Property Damage Coverage

This is the maximum amount that your policy will pay for damage to the property of others, either a vehicle or other property. Typical limits for this coverage range from $25,000 up to $100,000.

What Is Collision Insurance and What Does It Cover?

Collision Insurance protects your motorcycle from the damage caused by an accident that you or someone else may have caused. Accidents can include those that occur with other vehicles and those that involve inanimate objects, like buildings or guardrails, or a hit and run situation.

What Is Comprehensive Insurance and What Does It Cover?

Comprehensive Insurance is also referred to as “other than collision” as it covers scenarios not covered by collision. It is an optional coverage that protects you against things you cannot control. Some common items covered here include, accidents with animals, flooding, falling trees or objects, theft, glass or windshield damage, and vandalism.

When combined with collision insurance, comprehensive and collision coverages commonly referred to as “full coverage.” While giving you the best chance of having all your claims paid, be aware that there are still exclusions on most motorcycle policies.

It’s important to talk to your motorcycle insurance agent to discuss any particular coverages you are considering.

What Is the Cost of Motorcycle Insurance in Texas?

For most riders over the age of 25, costs typically range from $200 – $500/year. Every person is different however, and your premium will depend on a variety of factors, including:

  • Your age
  • Your driving record
  • The type of motorcycle you ride
  • Coverage and deductible amounts desired
  • Expected annual mileage
  • Security of you motorcycle when stored/parked

What Are Ways to Save on Motorcycle Insurance?

There are several ways Texan Insurance can help you save on your motorcycle insurance. We work with multiple insurance companies that offer a variety of discounts such as:

Safety Course Instructor

Bundling with your home and auto policies

Clean Driving Record

Associations, such as Harley Owners Group or USAA member

Secured Garage

Pay in Full

Advance Quote
Call us at 281-998-2500 or click below to get started!

GET COVERED TODAY

FAQ

Contact Us

  • This field is for validation purposes and should be left unchanged.

Request Billing

  • This field is for validation purposes and should be left unchanged.

Policy Changes

  • This field is for validation purposes and should be left unchanged.

Refer a Friend

  • This field is for validation purposes and should be left unchanged.

Home Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Home + Auto Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Auto Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Flood Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Life Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Business Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Get Coverage

  • This field is for validation purposes and should be left unchanged.

Classic Car Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Motorcycle Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Apartment Owner Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Commercial Auto Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Business Property Insurance Quote

  • This field is for validation purposes and should be left unchanged.

General Liability Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Liquor Liability Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Professional Liability Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Landlord Insurance Quote

  • This field is for validation purposes and should be left unchanged.

RV Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Umbrella Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Renters Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Condo Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Boat Insurance Quote

  • This field is for validation purposes and should be left unchanged.

Health Insurance Quote

  • This field is for validation purposes and should be left unchanged.

File A Claim

  • This field is for validation purposes and should be left unchanged.

Get Coverage - Ron Walker

  • This field is for validation purposes and should be left unchanged.

Get Coverage - Blair Couey

  • This field is for validation purposes and should be left unchanged.

Get Coverage - Michael Rendon

  • This field is for validation purposes and should be left unchanged.

Get Coverage - Natosha Barber

  • This field is for validation purposes and should be left unchanged.

Get Coverage - Thyra Clagg

  • This field is for validation purposes and should be left unchanged.

Commercial Business Form A

    Business Insurance Easy Quote

    ePay Form Hosted

    • Price: $0.00
    • American Express
      Discover
      MasterCard
      Visa
       
    • Notes

    • $0.00

    Quick Flood Coverage Quote

    • Please provide your information and we will get right back!

    Auto Insurance Quote (Ad Landing Page)

    • This field is for validation purposes and should be left unchanged.

    Flood Insurance Quote (Ad Landing Page)

    • This field is for validation purposes and should be left unchanged.