How to Protect Your Home and Save Money
The safety of your home boils down to two things – protecting your home and possessions, and taking care of yourself and your family. Many people will automatically assume that protecting you home will cost a lot of money, however, that is not necessarily the case. You don’t have to turn your home into a fortress or spend a lot of money to make your place tougher for thieves to penetrate.
Here are a few things you can do at zero cost to ensure the safety of your house:
Keeping your doors and windows locked. This may be a “no-brainer,” however, it is sometimes easy to forget to do – especially if you have been enjoying the nice fall weather by having the windows open!
Lock the door to the garage. It’s a habit we are all guilty of: Not locking the door that leads to the garage. While it is very convenient to keep that door unlocked when you pull into the garage, if someone is able to break into the garage, they would have easy access to the house through the unlocked door.
Let trustworthy neighbors know when you are out of town. Having a neighbor look after your house while you are out of town is almost as good as having a watchdog! They are more likely to notice if there is someone suspicious around.
Cancel newspaper and mail deliveries. While away for an extended amount of time, make sure that you cancel your newspaper subscriptions and mail deliveries. Several newspapers in the yard and a mailbox overflowing can be a green light to a thief to break-in!
Don’t hide an emergency door key outside – thieves know all the “secret” places you believe they’ll never think of, including that little bunny-rabbit figurine with the hidden compartment underneath!
Buy some hardware. Window locks cost about a dollar at the hardware store and can prevent a thief from breaking into your house. Likewise, using a door chain (which only costs a few dollars) is also a great preventative measure. These added lines of security can make a big difference.
Replace old door locks and latches. If your door locks are old or continuously loose, replace them! Consider adding a deadbolt at least one inch long to your door. consider a double deadbolt that has a key lock on each side – BUT always leave the key in the inside lock when you’re at home, otherwise you won’t be able to escape in an emergency. These are just a few, low cost things you can do to help protect your home. At Elzey Insurance, we want to help protect in any way we can and that includes making sure you have enough homeowners insurance coverage.
If you have any questions on how much coverage you should have, please give us a call at 1-866-660-6800!