Our mini-series involves the top three insurance policies that you should think about renewing at the start of the new year. We’ve already discussed your health and your life. Last, but not least, is how to protect your home. Over time, the structure of your home becomes damaged. You may not be able to see it, but the damage could involve how your house settles in weather changes and how your appliances are affected. This is where home insurance, or homeowners insurance comes in. This policy combines other personal insurance protections, including the losses to your home, personal possessions, and the loss of your home’s use (meaning it could cover living expenses). It also covers liability insurance for accidents that happen at home. This combination of property insurance and liability coverage labels home insurance a multiple-line insurance. It is usually a termed contract, meaning it is for a fixed period of time. It has to be renewed. Please call us today for a free quote to see if we are the company for you!