Houston Texas Texan Insurance - 281-998-2500
Texas insurance agency offering home insurance, auto, flood insurance and much more
What Is Business Owner’s Policy (BOP) Insurance?
A Business Owner’s Policy (BOP) combines business property and business liability insurance into one business insurance policy.
BOP insurance helps cover your business from claims resulting from things like fire, theft, or other covered losses. Business owners’ insurance also helps cover claims that could arise from your business operations. These include claims of bodily injury or property damage. They also include claims related to personal and advertising injury.
No more guesswork on purchasing the right coverage to protect your business.
• Commercial property insurance — Coverage losses to property from common perils. It also covers office equipment, furniture, inventory, machinery, raw materials, computers, and anything else vital to business operations.
• General liability insurance — Coverage of a company’s legal responsibility for any harm it may cause to others up to the policy limit. It also covers attorney fees and medical bills for anyone injured by the company.
• Business interruption insurance —Loss of Income if a covered disaster interferes with the successful operation of your business. As well as many other insurance coverages that cover common exposures for small and mid-sized businesses
Broad coverage — BOPs add value by bundling several different types of coverage into one plan. Generally, BOPs provide commercial property, general liability, and business interruption coverage in one policy.
Cost savings — For small and mid-sized businesses, BOPs can provide cost savings by combining the policies.
Coverage for medical expenses, CGL policies will protect your company if a non-employee is injured on your premises or in an incident related to your operations. Coverage for medical payments can be triggered without legal action and allows for smaller medical claims to be settled quickly and without litigation and gives peace of mind to the owner.
Call Texan Insurance today and start the right relationship for the right coverage to protect your business.
Call us at 281-998-2500 for immediate assistance or get a quote online to find out how we can get you protected.