February 29th, also known as Leap Day, usually occurs every four years. This day is added to the calendar in leap years as a corrective measure to pace the Earth’s orbit around the sun. It takes the Earth approximately 365.242199 (a tropical year) to orbit around the sun. Since the calendar has only 365 days …
The Motor Insurance Database Exists!
Most of us know that panicky feelings of seeing flashing lights in the rearview mirror. . The anticipation as the police officer approches the window. . And they always ask the classic question “May I see your driver’s license and insurance card?” Now, be honest. While it’s not difficult to change the insurance card in …
Distractions Behind the Wheel
Safe driving calls for two hands on the wheel, two eyes on the road and one brain fully focused on the task. Multi-tasking, so much part of our busy lives these days, is not a wise option when you’re driving. Many states have now outlawed the use of hand-held cell phones. However, research suggests that …
What Your Insurance Should Do for You
Long gone are the days when traveling merchants were the only people who needed insurance. We live life in a fast-spinning world laden with financial and security risks. If we do not take steps to eliminate or reduce those risks, our livelihoods, homes, cars, and even our lives are in danger. Insurance is designed to …
The Real Gift of Love
We enjoy life, don’t we? All of us are born, grow up, grow old, and pass on. In between growing up and growing old, most of us work hard, fall in love, get married, have kids, go on vacation and enjoy life. However, we are all mortal. Each time you get in a car, ride …
Is Your Jewelry Insured?
Did you get a pearl necklace for Christmas? Planning to give her some diamond earrings for Valentine’s Day? How about the fact that a typical homeowner’s insurance policy only covers $1,500 worth of jewelry? If your jewelry is worth more than the sublimit on your homeowner’s policy, you should consider purchasing specific insurance to cover …
How to Fix Just about Anything
Let’s face it: Stuff breaks. Taking stuff to get fixed is expensive. However, there is a quick (sometimes temporary) fix for almost any broken household item. That fix is called. . . DUCT TAPE! Yup, you heard right. Duct tape. And no, it is not something used to tape ducks together. Though it was originally …
Under-Insured? – Finale
Throughout the “Under-Insured?” series over January, several topics were covered. It may be difficult to keep all of these different ideas straight, so here is a checklist that you can use when shopping for new Homeowner’s insurance: Get a good agent! An agent who is only concerned with getting your business will try to cut …
