When securing your financial well-being, choosing the right insurance company is paramount. With an abundance of options available, it’s essential to approach the process thoughtfully to avoid potential pitfalls. Here are some friendly yet professional tips to help you make informed decisions while exploring insurance options. Assess Your Needs: Begin by evaluating your specific insurance requirements, …
Good, Better and Best: What’s the best homeowners policy for you?
Are you confused about the different types of homeowners insurance policies out there? Don’t worry, you’re not alone! We are going to break down the differences between HOA, HO3, and HOB policies in a simple way so you can make informed decision. Substandard Basic Policy First up, we have HOA, or the “basic” policy. This …
6 Reasons to Update Your Home Insurance
The right home insurance is essential to protecting your family and home, but life can throw many changes your way. Changes such as buying or selling a property, major renovations, environmental changes, starting a family, and career shifts, can all have an effect on the type of coverage you need. Read on to learn more …
How to Protect You and Your Home During Halloween
According to the U.S. Census Bureau, in 2019, there were an estimated 41 million children aged 5 to 14 who went trick-or-treating. Despite a drop in participation in 2020 owing to the epidemic, 2021 is predicted to witness a significant increase, with an estimated 126 million people participating in the scary season. But don’t assume …
5 Ways to Prevent Carbon Monoxide Exposure in your Home
Photo by Denny Müller on Unsplash CARBON MONOXIDE PROTECTION, HOME Many homeowners often underestimate one potentially deadly element in their property: carbon monoxide (CO). According to the CDC, every year in the U.S., at least 430 people die from accidental CO poisoning. Additionally, almost 50,000 people in the U.S. visit the emergency sector yearly because …
Homeowners Insurance Tips For When You Sell Your House
When you’re in the midst of a home sale, your to-do list seems never-ending, which is why homeowners insurance may be at the bottom of your list — or not on it at all. But that is a common mistake that could cost you a lot of money. Here are some tips to make sure …