I think we all watched the news this weekend in horror as so many communities were flooded in Louisiana. The effort to to divert the swollen Mississippi River down a southern Louisiana floodplain may be the best possible plan, however, it has left thousands of Louisiana residents flooded. If the current flooding in Mississippi & …
May is Disability Insurance Awareness Month
Your most important asset is not your home, car, jewelry or other possessions. It’s your ability to earn a living. Think about it: All of your plans for the future—from buying a home, to putting your kids through college, to building a retirement nest egg—are based on the assumption you’ll continue to earn a paycheck …
How to Prepare for A Tornado
The tornadoes in the Joplin, MO and Yukon, OK. areas this past week have been devastating. Our hearts go out to all the victims and those effected by the tornado activity over the past week. It seems that mother nature is not picky about where she strikes. We even had a few tornadoes hit North …
Make Sure to Water Your Foundation!
While parts of the country are experiencing extreme flooding, here in Texas, we are experiencing a severe drought. In fact, I looked at the 10-day forecast and the highest chance we have of rain is a measly 10%…. not good. So how do you protect your home during a dry season? By watering your foundation! …
Are You Protected? Storm Season Starts June 1st!
Famous Last Words of Flood Victims: “But I Don’t Live In a Flood Zone.” “What do you mean I’m not covered? My Home Is a Wreck!” Truth is… everyone lives in a flood zone. The last thing you want to hear is “Sorry but you don’t have Flood Insurance”. Katrina… Rita…. Ike. You saw the …
Don’t Just Sit There; Learn Something!
Is talk radio driving you to distraction? Are you sick of hearing the same oldies over and over and over again? Have you listened to the last bit of hip-hop you ever want to hear? Are even your own CDs sounding a bit stale? If you answered yes to any of these questions, then you …
How To Protect Yourself In A Tornado
The recent news reports and images of the deadly storms this past weekend throughout the south have been devastating. Tornadoes ripped through several communities leaving a path of destruction and chaos. At Elzey Insurance, we hope that you or your family were effected by it. This got me thinking. Do you know what would do …
About Liability Insurance
Texas requires that all motorists carry liability insurance so that if you are at fault, you can pay for the damage to the other vehicle as well as cover the medical expenses for the other driver and passengers if they are injured. Mandatory minimum liability coverage in Texas is 30/60/25. That means that there is …
Auto Insurance Still A Mystery to Most
One thing that seems clear about auto insurance: drivers know they have to get it, but, other than that, they just don’t “get it.” When it comes to understanding auto insurance, a lot of people have trouble grasping the subject matter. And while you might think older drivers have a better handle on the nuances …
Insurance Fraud Costs Us All
Ever wonder why you pay hundreds of dollars each year for automobile insurance when you’ve never had an accident, never had your vehicle stolen and never submitted a claim? One reason is an explosion in insurance fraud across the country. Of course, automobile insurance is complicated by various regulations that differ state-by-state, but there is …
