It is a pretty common thought that high net worth (HNW) individuals are more money savvy than the rest of us. And typically, that is probably true, but surprisingly not so in the insurance world, or so say the results of a survey conducted by ACE Private Risk Services. ACE polled more than 600 independent …
Your Landlord Won’t Protect You, Renters Insurance Will
Living in rental, you might think that your landlord’s insurance policy will cover you and your belongings in the event of a loss. Unfortunately, that line of thinking is wrong. A Landlords’ Insurance policy works to cover the interest of the landlord, not the renter. Your personal belongings will not be covered, only the contents …
American Idle?
Did you know that an idling car produces as much pollution as one that is driving? Or that every day millions of Americans allow their vehicles to idle, sometimes for hours? In New York City alone, idling cars produce as much as 130,000 tons of carbon dioxide per year! You would need to plant trees …
“Hard Freeze” Home Prep Tips
Earlier this week the National Weather Service issued the Houston area a “Hard Freeze Warning”. This type of warning means that sub-freezing temperatures are highly likely and can cause problems for those not adequately prepared to deal with the cold weather. Freezing temperatures aren’t something we see a whole lot of, after all, we’re more …
Phishing: No Option for Catch and Release
We hear a lot this time of year about phishing scams. The Nigerian prince may be played out, but there are still thousands of ways that you can be tricked into handing out your sensitive financial information. It is the season of giving right? So when you get that email asking you to make a …
Holiday Home Protection Tips
Burglaries happen year round, but they tend to spike over the holidays. Thieves can’t seem to help themselves, they know you’re going out of town, and they know you’ve got a lot of goodies inside. In fact, according to the FBI over one quarter of all home burglaries occur during the winter months. As a …
Protect Your Valuables with an Insurance Rider
Black Friday? Small Business Saturday? Cyber Monday? Thanksgiving might be the official holiday, but for many Americans the real fun starts the following day when the shopping begins. Do you know what an insurance rider is? A ‘rider’ is a provision that you can add to your homeowners insurance policy that will provide additions benefits, …
Cooking for a Crowd, RV Style
The days sure do fly by this time of year! It doesn’t seem too long ago that we were giving you tips on prepping your home for Halloween, and now it is time to move on to Thanksgiving. It is a wonderful day; a day to stop and reflect on the things you have been …
Long Term Care Insurance: Protecting Your Future
Mortality isn’t anyone’s favorite subject, I think we’d all like to believe we are invincible, but the reality is that any one of us could, at any time, suffer a potentially debilitating accident or injury that could easily knock us out of commission for an extended period of time. Long-Term-Care: The Expense Did you know …
Auto Insurance: Review Before you Re-new
Renewing your auto-insurance policy shouldn’t be something you dread. In fact, you should think of it as an opportunity to re-examine your current rates and make sure that you are getting the best deal for you. There are a lot of factors that go into how we calculate your auto premiums. Some of these are …
